To share consumer-friendly versions of these materials, click on the link at the end of each article to send to your clients or prospects via our sister blog, The Link Between.

The Loan Calculator

Debt. It’s stressful for everyone and nobody wants to carry it for any longer than they absolutely must. So how can you help your client lighten their debt load? Well, when it comes to debt-reduction, the old saying “every little bit counts” may just be the answer.

This Loan Calculator will help you and your client determine a good loan rate in no time. In fact, your client will even be able to measure what it’s worth to them in interest savings to divvy up their loan payments and increase their payment frequency, paying a little bit weekly instead of a lot monthly. It also allows your client to ascertain what their finances would look like if they increased those payments by even just a little bit… because every little bit counts! So be sure to share this Loan Calculator with your clients to guide them in better debt-reduction and savings! Continue reading “The Loan Calculator” →

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The Loan Calculator

How Much Should My Client Contribute to Their RRSP?

Figuring out how much to contribute to your RRSP is important. If your client does it right, they can maximize their tax savings now, while setting themselves up for a good income after retirement. If they do it wrong, they could find themselves paying more taxes than they have to.

Luckily, planning how much to contribute to an RRSP isn’t complicated — once your client understands all the moving parts. In this post, we’ll go over everything your client needs to know to plan their RRSP contributions and maximize their tax advantages. Continue reading “How Much Should My Client Contribute to Their RRSP?” →

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How Much Should I Contribute to My RRSP?

The Ultimate Planning Tool

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Permanent life insurance is often said to be the ultimate planning tool because it facilitates beneficial tax and estate planning opportunities and solutions throughout your client’s lifetime to provide them with peace of mind now and into their future. The earlier in life that your client’s permanent life insurance policy is purchased, the greater the impact it can have as a financial instrument.

Share the Ultimate Planning Tool with your clients to show them how permanent insurance can be flexible enough to service a lifetime of changing priorities and needs. Continue reading “The Ultimate Planning Tool” →

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The Ultimate Planning Tool: For prioritizing what you want when you want

The Mortgage Calculator

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Home ownership allows your client to build wealth and add to their financial security. Use this Mortgage Calculator or share it with your client to help them figure out payments and keep their budget on track – it’s so easy to use!

The Mortgage Calculator lets your client enter the payments that they would like to make, calculate the best home price or enter the cost of the home they want in order to determine their future payments. It can even compare two different mortgages with different interest rates, payment schedules and amortization periods.

Being armed with the right knowledge can give you and your clients peace of mind when making decisions about home ownership. Try the Mortgage Calculator today! Continue reading “The Mortgage Calculator” →

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The Mortgage Calculator

It’s Beginning to Look a Lot Like Tax Season

Everywhere you go

Take a look at your T5 and T4, or you may soon be poor

With all the taxes at your door.

It’s that lovely time of the year when everyone is full of cheer (the 2021 brand of cheer, that is!) And now, tax season is just around the corner. But that’s no reason to fret! You still have time to act and ensure your taxes are a delight and not a downright fright. That little extra time may just be enough to pay off that pony you just bought little Tony.

So, here’s a little gift to get your season started right whether you’re a toy building elf, a gift giving saint, or a retired snowman, there’s a tax guide for you.   Continue reading “It’s Beginning to Look a Lot Like Tax Season” →

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It’s Beginning to Look a Lot Like Tax Season

When’s the RRSP Contribution Deadline? Key Dates your Client Needs to Know

The 2022 RRSP deadline is fast approaching! This is the time of year when Canadians tend to rush and contribute a little extra in order to unlock a bigger tax refund.

Here are the key things your client needs to know about the RRSP deadline: Continue reading “When’s the RRSP Contribution Deadline? Key Dates your Client Needs to Know” →

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When’s the RRSP Contribution Deadline? Key Dates you Need to Know

Looking Good: Prostate Cancer’s Sharper Image

Prostate cancer continues to be a scourge on the Canadian health landscape as the most commonly diagnosed and third leading cause of cancer-related death among men (1). It currently accounts for about 20% of all new cancers in men and approximately 4,500 deaths annually (2). Underwriters increasingly are presented with prostate cancer in the medical history and we will see even more cases as our population continues to age.

But the landscape also points to a good news horizon. Thanks to improved screening and treatment, prostate cancer mortality continues to fall, dropping from its’ high of 45.1 deaths per 100,000 men in 1995 to 22.7 per 100,000 in 2021 (1). One of the more remarkable advances in the screening and diagnosis of this malignancy is the use of imaging studies, such as the prostate MRI. From the earliest images 40 years ago using magnetic resonance imaging technology, the current prostate MRI uses state-of-the-art image modalities such as dynamic contrast-enhanced (DCE) and spectroscopic views to get a better look in order to detect clinically significant prostate cancer (3). The impact on detection, accuracy and diagnosis is a major contributor to improved prostate cancer mortality. Prostate MRIs are also increasingly utilized to monitor for prostate cancer recurrence after treatment, no doubt also contributing to improved mortality. Continue reading “Looking Good: Prostate Cancer’s Sharper Image” →

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Looking Good: Prostate Cancer’s Sharper Image

What Is an RRSP and How Does It Work?

There are many mysteries in life, for example, what exactly is gluten? We all have holes in our knowledge that we’re embarrassed to admit but if your client is still unsure about what an RRSP is and how it works, now might be a good time to have that conversation.

Using an RRSP doesn’t have to be complicated or intimidating. In fact, once you break it down for your client, they’re pretty straightforward. Even better? Teach your client how RRSPs work, encourage them to open one, have them start contributing and feel confident knowing that they will benefit from this in the future.

So grab a coffee refill and carve out ten minutes to review all that your client needs to know about RRSPs. Then, share the client-friendly version of this article with them via the link at the bottom of this blog. Continue reading “What Is an RRSP and How Does It Work?” →

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What Is an RRSP and How Does It Work?