Will the Money Last?

Help your clients calculate and compare scenarios for how long their savings will last when they start using it as income. Share the “Will the Money Last” calculator with them today.

And, for a more comprehensive review of your clients optimized retirement income cash flows and withdrawal strategy comparisons use the Cascades tool available to PPI Advisors through the Stratosphere suite of tools. Continue reading “Will the Money Last?”

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Will the Money Last?


The Greatest Hits: Your Clients’ Top 3 Investment Blogs

Investing – a great way for your client to put away some of their hard-earned dollars towards their retirement and future security. At PPI, we have more than a few great investment articles that you can share with your clients. We did a little digging and found the top three investment-related blogs from 2021. Check them out below and then consider sharing the client-friendly versions with your clients and prospects.

The Power of Compound Interest for your Client – What is compound interest and how can it help your client maximize their savings? Find out how your client can do this via monthly, pre-authorized deposits – because a few dollars can go a long way!

Be sure to share this client-friendly article.

Seg Funds – Protecting your Client from a Volatile Market – Volatile markets are nothing new. In fact, the markets are constantly fluctuating. But if your client is an investor or nearing their retirement years, this type of instability can be quite stressful. Find out how segregated funds just might be the solution to such an uncertain market.

Be sure to share this client-friendly article.

TFSA vs RRSP vs Both. What’s best for your client? – TFSAs and RRSPs – both are excellent investment options, but which one is right for your client? Learn a little more about the ins and outs of both and which one is the best investment solution for your client.

Be sure to share this client-friendly article. Continue reading “The Greatest Hits: Your Clients’ Top 3 Investment Blogs”

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The Greatest Hits: Your Top Investment Blogs


Referrals: A Critical Part of Your Growth Strategy

There is a quote made famous by American author William S. Burroughs that says, “When you stop growing, you start dying.” While the idea behind this might apply to many aspects of life, it’s perhaps especially relevant when framed within the context of the insurance industry.

Each advisor is unique. Varying skill sets, approaches in process and attitudes allow each of you to build a practice that fits you. However, there are certain practices that are utilized by almost all top successful advisors, one of the most important of these being the implementation of an effective referral process.

Most advisors would agree that finding new clients is one of the more challenging aspects of this business. Simply finding someone who is prepared to have a discussion can prove difficult. Coupled with DNC (Do Not Call) constraints, privacy restrictions and even just the social stigma surrounding the insurance industry, it is sometimes a wonder how an advisor can grow their business at all. What is so striking is that many advisors work so hard to secure a new client, but then fail to utilize that relationship to allow for new clients to follow with much less effort.

When it comes to referrals, most advisors have concerns. In fact, many feel that asking for referrals makes their client feel uneasy. It can also make an advisor feel like a bit of a salesperson and that utilizing this approach might damage the new relationship with their client. An advisor doesn’t want to do anything that may impact the trusted relationship you are building. All understandable and valid concerns. The idea of pulling out a pen and paper and asking your new client for a few names of people that you can approach for a new sale can indeed feel aggressive. We want to treat the client with dignity and respect, and this type of old school approach is not always ideal – so, what’s an advisor to do? Continue reading “Referrals: A Critical Part of Your Growth Strategy”


INFOclip: The Value of Advice

You know this industry inside and out – you’re a pro! In fact, nobody else is as suited to provide sound, up-to-date and in-depth financial planning advice to your clients as you are. However, many prospects continue to seek answers to their financial queries online or even worse, simply forgo financial matters altogether because it is just too daunting to even contemplate.

We’re here to help with this short video outlining the many benefits of working with a professional advisor such as yourself. Be sure to share it with your prospects today to highlight how your advice is not only valuable but can help them achieve their financial goals for today and the future. Continue reading “INFOclip: The Value of Advice”

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INFOclip: The Value of Advice


Insuring Your Client’s Greatest Asset with Disability Insurance

What does your client consider their greatest asset? Home and vehicles are among the most common answers, however, your client’s earning power has the biggest impact on their financial health. More likely, their home and vehicles are ensured, but what about their earning power?

Have a look at PPI’s Insuring Your Greatest Asset tool below, then share it with your clients to give them a little perspective on the importance of their earning power and how to safeguard it.

Continue reading “Insuring Your Client’s Greatest Asset with Disability Insurance”

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Insuring Your Greatest Asset


What is Sequence of Returns Risk and How Does it Affect Your Client?

Investors are frequently instructed to own a well diversified portfolio in accordance with their risk tolerance and hold it through all market conditions until their situation changes or they are facing a life event. This is all well and true, but for investors entering their retirement years, generating a high return, while important, is only one factor which ultimately influences how long their savings will last. Another important factor is the order in which returns are earned. To put it simply, regular withdrawals diminish the dollar value of a portfolio, and it is precisely this dollar value upon which future returns are compounded. In fact, experiencing negative returns early on can result in running out of savings much sooner than if the portfolio experienced positive returns at the outset. Continue reading “What is Sequence of Returns Risk and How Does it Affect Your Client?”

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Savings to Reach a Goal Calculator

It’s certainly important to have financial objectives in mind. But just like sports, your client needs to understand where those goal posts are in order to score those important financial goals.

Take a moment today to share this Savings to Reach a Goal Calculator with your client and help them get started with a game plan to score those triumphant financial goals! Continue reading “Savings to Reach a Goal Calculator”

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Savings to Reach a Goal Calculator


The Loan Calculator

Debt. It’s stressful for everyone and nobody wants to carry it for any longer than they absolutely must. So how can you help your client lighten their debt load? Well, when it comes to debt-reduction, the old saying “every little bit counts” may just be the answer.

This Loan Calculator will help you and your client determine a good loan rate in no time. In fact, your client will even be able to measure what it’s worth to them in interest savings to divvy up their loan payments and increase their payment frequency, paying a little bit weekly instead of a lot monthly. It also allows your client to ascertain what their finances would look like if they increased those payments by even just a little bit… because every little bit counts! So be sure to share this Loan Calculator with your clients to guide them in better debt-reduction and savings! Continue reading “The Loan Calculator”

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The Loan Calculator


How Much Should My Client Contribute to Their RRSP?

Figuring out how much to contribute to your RRSP is important. If your client does it right, they can maximize their tax savings now, while setting themselves up for a good income after retirement. If they do it wrong, they could find themselves paying more taxes than they have to.

Luckily, planning how much to contribute to an RRSP isn’t complicated — once your client understands all the moving parts. In this post, we’ll go over everything your client needs to know to plan their RRSP contributions and maximize their tax advantages. Continue reading “How Much Should My Client Contribute to Their RRSP?”

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How Much Should I Contribute to My RRSP?


The Mortgage Calculator

Home ownership allows your client to build wealth and add to their financial security. Use this Mortgage Calculator or share it with your client to help them figure out payments and keep their budget on track – it’s so easy to use!

The Mortgage Calculator lets your client enter the payments that they would like to make, calculate the best home price or enter the cost of the home they want in order to determine their future payments. It can even compare two different mortgages with different interest rates, payment schedules and amortization periods.

Being armed with the right knowledge can give you and your clients peace of mind when making decisions about home ownership. Try the Mortgage Calculator today! Continue reading “The Mortgage Calculator”

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The Mortgage Calculator