Share this handy calculator with your client to help them estimate the taxes they owe based on their taxable income. Continue reading “Tax Calculator”
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Tax Calculator
Articles
Start Education Planning Now
Is your client waiting to start planning for their child’s education? Sooner is better. Share this Start Education Planning Now Calculator to demonstrate the cost of waiting to invest in an RESP. Continue reading “Start Education Planning Now”
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Start Education Planning Now
RRSP Tax Savings
Share this calculator with your clients to help them estimate the tax savings on their RRSP contribution. It’s easy to use and a helpful tool! Continue reading “RRSP Tax Savings”
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RRSP Tax Savings
When the value of your client’s business has declined, the timing may be right for an estate freeze
During these unprecedented times, the value of your client’s private corporation or other assets may have dropped 10%, 20%, 30% or more. While this result is very challenging, it may be the right time to take advantage of the lower value in order to reduce future taxes. Continue reading “When the value of your client’s business has declined, the timing may be right for an estate freeze”
Bundling Insurance: A Holistic Approach to Helping Clients Manage Risk
To best serve clients, you know it’s important to dig deep and understand their true needs. The Canadian Life and Health Insurance Association (CLHIA) recommends implementing a needs-based selling process for each individual client, highlighting three specific steps: collect all important information about the client, implement this data into a needs analysis program to determine their requirements and provide your professional recommendation, unique to the client’s needs (1).
When you take this holistic approach, you take into account the impact that sickness or disability could have on the lives of your clients as well as their loved ones. Your recommendations may therefore include a combination of life insurance, critical illness and disability coverage. When you find yourself recommending more than one product solution, consider combining them into one bundle.
Continue reading “Bundling Insurance: A Holistic Approach to Helping Clients Manage Risk”
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The Complete Puzzle: The Benefits of Bundling
Content is King
In this era of digital information, traditional marketing has been turned on it’s head. People are now empowered by the internet, their mobile devices, as well as a slew of other online apps and platforms, to find the information they require. Traditional advertising has become less and less effective as a result, and it’s forcing us to think creatively about how we reach out to clients. Continue reading “Content is King”
What to Consider When Purchasing Corporate Insurance
In previous articles, we’ve discussed corporate-owned insurance and how it can benefit your client’s business. As a whole, life insurance and especially corporately owned life insurance, can be a valuable asset. Continue reading “What to Consider When Purchasing Corporate Insurance”
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What to Consider When Purchasing Corporate Insurance
The ABCs of Investing in Under 5 Minutes…
If your client is new to the world of investing, they may find the wide range of different plan types, investment product categories and methods of investing both confusing and overwhelming. Continue reading “The ABCs of Investing in Under 5 Minutes…”
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The ABCs of Investing in Under 5 Minutes…
The Importance of Corporate Insurance for Your Client
If your client owns their own business, incorporation is a must since corporate structures have significant benefits such as limited liability, continuity of the business, easier access to capital, lower income tax rates with small business tax deductions and a potential tax deferral.
However, has your client considered corporate-owned insurance? Not to be confused with insurance purchased for the business (also a must), corporate-owned insurance is a life insurance policy purchased by the corporation on the life of a shareholder in order to protect the business in the case of the shareholder’s death. Continue reading “The Importance of Corporate Insurance for Your Client”
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How Corporate Insurance Can Benefit your Business
SMART TALK… about Shareholders’ Agreements
The world of business can be quite unpredictable, especially if a business partner becomes ill or even dies. Continue reading “SMART TALK… about Shareholders’ Agreements”
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Smart Talk about Shareholders' Agreements